Individuals who were born on or after 1 January 1955

General information

The following applies to individuals having accumulated insurance months before 1 January 2005 and who were born on or after 1 January 1955.

• Eligibility is determined based on the provisions of the Allgemeines Sozialversicherungsgesetz (ASVG) and the Allgemeines Pensionsgesetz (APG), depending on which is more beneficial to the claimant.
• According to section 3 of the B-VG on the different age limits for male and female social security beneficiaries, "beginning on January 1, 2024, the age limit for old-age pensions for female insured persons shall be increased by six months on January 1 until 2033."

Women born as of January 1964 are affected by the increase in the women's pension age.

Affected

Individuals who were born on or after 1 January 1955

Requirements

• Standard retirement age:
  • 60 for women until 2024
  • 65 for women as of 2033
  • 65 for men
• Qualifying period
  • 180 months of being insured (15 years) within the last 360 calendar months (30 years); or
  • 180 months of making contributions (15 years) under statutory insurance or voluntary insurance, regardless of when these were accumulated; or
  • 300 months of being insured (25 years) up until the pension effective date.
• Alternatively, the following qualifying periods may be applied:
  • A minimum of 180 months of being insured (15 years), of which:
  • at least 84 months of being insured (7 years) and in gainful employment.
  • The following periods also count as periods in gainful employment:
    • periods spent caring for a disabled child;
    • periods spent caring for a close relative (with a care dependency level of 3 or above);
    • periods of palliative care leave (→ USP)^{German text;}
    • periods in which proportional care leave benefits were received by individuals working part time in order to care for others.

Deadlines

Claiming the right to pension by application until the end of the month before retirement.

Competent authority

The pension insurance institution responsible for determining the pension entitlement and for calculation and payment of the pension is determined based on the pension insurance (ASVG, GSVG, BSVG) applicable for the majority of the insurance months in the previous 15 years before the effective date. In so-called "migrant insurance", the responsible pension insurance institution takes the insurance months accrued in other pension insurance schemes in the pension determination procedure.

Procedure

A pension must be applied for. An application form is provided. An informal written letter is also classed as an application. A pension application should be submitted two to three months before the start of the pension but by the end of the last month before retirement at the latest.

Required documents

The pension insurance institution will advise which documents are required.

Costs and fees

There are no costs involved.

Further information

Further Links

• Old-age pension – increase in the retirement age for women (→ PVA)^{German text}
• Old-age pension (→ AK)^{German text}

Legal basis

• Allgemeines Sozialversicherungsgesetz (ASVG)
• Allgemeines Pensionsgesetz (APG)

Link to form

Application for an old-age pension^{German text}

Authentication and signature

Electronically: registration using the ID Austria (only possible with the Austrian Pension Insurance Fund (PVA)) – Information on the changeover from mobile phone signature and citizen cards to ID Austria^{German text}.
In writing: informal letter (form to be submitted later).
In person: in this case, you should take with you the necessary documents, such as your birth certificate, birth certificates for your children, your residence registration form, your marriage certificate, where appropriate, and an identity document.

Means of redress or appeal

The insurance institution will make a decision on the pension application in an official notification. A complaint may be lodged with the competent Labour and Social Court within three months of delivery of the official notification.

Assistance and problem-solving services

Further service points
Ombudsman service for the competent pension insurance institution