Insurance periods exclusively from 1 January 2005

General information

Individuals whose insurance periods for pension insurance began on or after 1 January 2005, are fully subject to the provisions of the Allgemeines Pensionsgesetz (APG).

Affected

Individuals who accumulated periods of insurance in the pension insurance scheme after 1 January 2005

Requirements

Standard retirement age:

• 65 for men and women

Minimum insurance period:

• A minimum of 180 months of being insured (15 years), of which:
• at least 84 months of being insured (7 years) and in gainful employment.
• The following periods also count as periods in gainful employment:
  • periods spent caring for a disabled child;
  • periods spent caring for a close relative (with a care dependency level of 3 or above);
  • periods of palliative care leave;
  • periods in which proportional care leave benefits were received by individuals working part time in order to care for others.

Deadlines

Claiming the right to pension by application until the end of the month before retirement.

Competent authority

The pension insurance institution responsible for determining the pension entitlement and for calculation and payment of the pension is determined based on the pension insurance (ASVG, GSVG, BSVG) applicable for the majority of the insurance months in the previous 15 years before the effective date. In so-called ‘migrant insurance’, the responsible pension insurance institution takes the insurance months accrued in other pension insurance schemes in the pension determination procedure.

Procedure

In order to draw your pension, you must submit an application. An application form is provided for this purpose. An informal written letter is also classed as an application. A pension application should be submitted two to three months before the start of the pension but by the end of the last month before retirement at the latest.

Required documents

The pension insurance institution will advise which documents are required.

Costs and fees

There are no charges payable.

Legal basis

• Allgemeines Sozialversicherungsgesetz (ASVG)
• Allgemeines Pensionsgesetz (APG)

Link to form

Application for an old-age pension^{German text}

Authentication and signature

Electronically: registration using the ID Austria (only possible with the Austrian Pension Insurance Fund (PVA)) – Information on the changeover from mobile phone signature and citizen cards to ID Austria^{German text}.
In writing: informal letter (form to be submitted later).
In person: in this case, you should take with you the necessary documents, such as your birth certificate, birth certificates for your children, your residence registration form, your marriage certificate, where appropriate, and an identity document.

Means of redress or appeal

The insurance institution will make a decision on the pension application in an official notification. A complaint may be lodged with the competent Labour and Social Court within three months of delivery of the official notification.

Assistance and problem-solving services

Further service points
Ombudsman service for the competent pension insurance institution